CURRENT

Dear Principal, Madam, Sir,

 

On the October 1, 2018, the Act of December 15, 2017 on Insurance Distribution (Journal of Laws of 2019, item 1881, as amended), hereinafter referred to as the IDD Act, became legally binding. On the terms set out in Art. 9 sec. 4. point 1 of the IDD Act, hereby, we direct following information to you in accordance with the requirements of Art. 32 of the IDD Act.

As part of the obligations under Art. 32 sec. 1 point 1 of the IDD Act, we hereby kindly inform you that:

• we provide brokerage activities in the field of insurance and brokerage activities in the field of reinsurance under the name of Attis Broker Sp. z o.o
• the address of our headquarters is: ul.Klimczaka 1, 02-797 Warsaw
• office of the Management Board: ul.Klimczaka 1, 02-797 Warsaw
• we are an insurance broker
• we are a reinsurance broker

 

As part of the obligations under Art. 32 sec. 1 point 2 of the IDD Act, we hereby kindly inform you that:

• the number of our entry in the register of insurance brokers is: 00001090 / U
• the number of our entry in the register of reinsurance brokers is: 00000070 / R
• the register of insurance brokers as well as the register of reinsurance brokers is available at: https://rpu.knf.gov.pl/
• to check an entry in the register of insurance brokers:

o Select "Broker" from the drop-down list

o Enter: "Attis" in the field: "Name:"

o Enter: "1215/03" in the field: " Permit number:" and then click: "I am not a robot" and "Search"

• to check an entry in the register of reinsurance brokers:

o Select "Broker" from the drop-down list

o Enter: "Attis" in the field: "Name:"

o Enter: "72 / R / 17" in the field: "Permit number:" and then click the inscription: "I am not a robot" and "Search"

As part of the obligations under Art. 32 sec. 1 point 6 of the IDD Act, below, we provide you with information about the nature of the remuneration we receive as a result of the proposed conclusion of an insurance contract or insurance guarantee contract.

• An insurance contract or insurance guarantee contract is a contract under which an insurance company assumes certain insurance risks in return for an insurance premium. This premium includes, in general, the cost of the risk transferred and the margin of the insurance company. This margin is to cover fixed and variable costs and bring profit to the insurance company. The variable costs include, among others, the costs of risk analysis and collecting and organizing documentation as well as the costs of preparing for the conclusion of an insurance contract. As an insurance broker, we charge remuneration for the above-mentioned activities, releasing the insurance company from the obligation to perform them. Thus, the appearance of our remuneration consists in replacing some variable costs with others (usually lower). Moreover, since our activity also involves explaining the insurance risk, as a result, an insurance company having a better understanding of it, is often ready to accept its cost at a lower level, which further reduces the premium. To sum up, it should be stated that the brokerage activities performed by us consist of the so-called insurance brokerage and our remuneration, called brokerage, belongs to the category: "commission of any kind included in the amount of the insurance premium", within the meaning of Art. 32 section 1 point 6 point b) of the act.

As part of the obligations under Art. 32 sec. 1 point 8 of the IDD Act, hereby, we kindly inform you about:

• the possibility of submitting a reclamation
• the possibility of lodging a complaint
• the possibility of out-of-court dispute resolution